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    It’s Time to Think About Refinancing Your Mortgage www.nytimes.com

    A drop in mortgage rates is being driven by falling oil prices and a tumultuous global environment.

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    Repair Walls to Give Rooms A Fresh Face www.houselogic.com

    Sooner or later you’ll repair walls that make rooms look worn out. Erasing dings, dents, and scuffs is an easy fix. We’ll show you how.

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    Vacation Homes for Sale in Dutchess County

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